February 26, 2026

Travel Risk Management: Protecting People in a Complex World

Business travel now carries a broader mix of risks—geopolitical, health, cyber and environmental, making travel risk management a strategic, duty-of-care function. Travel risk managers assess destinations and traveller vulnerability, set policies and approvals, monitor travellers in real time, and coordinate crisis response.

Business travel has changed rapidly in recent years, with organisations facing a wider mix of threats from geopolitical instability and health crises to cyber risk and environmental disruption. As global operations expand into higher-risk environments, the travel risk manager has become indispensable, sitting at the intersection of security, compliance, and duty of care to protect travellers whilst enabling business continuity.

Since 2020, the profession has evolved in response to the pandemic and escalating geopolitical tensions. Today’s travel risk manager acts as the strategic guardian of the mobile workforce, identifying, assessing, and mitigating risk before, during, and after trips, balancing operational efficiency with traveller safety.

Core Responsibilities and Strategic Functions

The daily work of a travel risk manager encompasses several critical domains:

  • Pre-travel risk assessment and approval workflows that evaluate destination threats, traveller vulnerability, and mitigation requirements
  • Development and maintenance of travel security policies aligned with organisational risk appetite and regulatory obligations
  • Real-time monitoring and tracking of travellers across multiple locations using technology platforms and human intelligence
  • Crisis management and emergency response coordination when incidents occur, from medical emergencies to security threats
  • Intelligence gathering and dissemination to inform decision-making and traveller preparation
  • Training programme design and delivery to equip employees with situational awareness and response capabilities

Aligning travel risk management practices with international standards like ISO 31030:2021 is essential, as it provides a systematic framework that enhances organisational compliance and effectiveness.

Building a Comprehensive Travel Risk Management Framework

An effective travel risk management programme requires methodical planning and cross-functional collaboration. It should cover the full travel lifecycle (before, during , after) whilst remaining flexible enough to adapt to fast-changing circumstances.

Risk Assessment and Categorisation

The foundation of any travel risk management programme lies in accurate risk assessment. A travel risk manager must evaluate multiple threat categories across destinations:

Risk Category Assessment Factors Mitigation Strategies
Political/Security Terrorism, civil unrest, crime rates, kidnap threat Route planning, protective services, situational awareness training
Health/Medical Disease outbreaks, healthcare quality, endemic illnesses Medical screening, vaccinations, emergency evacuation insurance
Environmental Natural disasters, climate events, infrastructure resilience Seasonal planning, alternative routing, emergency supplies
Cyber/Technical Data security, surveillance, communications infrastructure Secure devices, VPN protocols, communication procedures

Environmental, natural disasters, climate events, infrastructure resilience, seasonal planning, alternative routing, emergency supplies

Cyber/Technical Data security, surveillance, communications infrastructure, Secure devices, VPN protocols, communication procedures

This categorisation enables travel risk managers to develop tailored mitigation strategies for each journey. BCD Travel's white paper on travel risk management includes case studies demonstrating how major organisations implement these frameworks in practice.

Policy Development and Governance

Effective policies provide the guardrails within which business travel operates. A travel risk manager must craft documents that are comprehensive yet practical, addressing:

  1. Approval hierarchies based on destination risk levels and traveller profiles
  2. Mandatory security measures, including briefings, tracking, and check-in protocols
  3. Prohibited activities and restricted destinations aligned with organisational risk tolerance
  4. Incident reporting procedures and escalation pathways
  5. Traveller responsibilities and expectations for compliance

These policies must balance security requirements with operational agility. Overly restrictive policies may be ignored or circumvented, whilst insufficient controls leave organisations exposed to both physical risks and legal liabilities.

Technology and Intelligence in Travel Risk Management

Modern travel risk managers leverage sophisticated technology platforms to maintain visibility and control across global operations. These systems, when effectively implemented, can provide reassurance to organisational leaders and security teams that they are equipped to respond swiftly and effectively to emerging threats.

Essential Technological Capabilities

  • Traveller tracking systems that monitor employee locations in real-time using mobile applications and GPS technology
  • Threat intelligence feeds aggregating security alerts, health advisories, and environmental warnings from government and commercial sources.
  • Automated alerting mechanisms that trigger notifications when travellers enter high-risk zones or when threats emerge in their vicinity
  • Communication platforms enabling secure, rapid contact between travellers, managers, and security teams.
  • Reporting and analytics tools that capture incident data and identify risk trends

The effectiveness of these technologies depends heavily on traveller compliance and data accuracy. TravelPerk's guide to travel risk management programmes emphasises the importance of user-friendly systems that employees actually utilise rather than bypass.

Intelligence-Led Decision Making

Technology alone cannot substitute for human analysis. A skilled travel risk manager interprets raw data within broader geopolitical and operational contexts. This requires:

Intelligence gathering from open-source materials, security networks, and on-the-ground assets to understand evolving threats beyond headline news. Pattern recognition that identifies emerging risks before they escalate into critical incidents. Scenario planning that anticipates potential crisis developments and prepares response protocols accordingly.

Crisis Management and Emergency Response

Despite thorough preparation, incidents inevitably occur. The measure of an effective travel risk manager often lies in crisis response capability rather than prevention alone.

Incident Response Protocols

When crises strike, structured response protocols enable rapid, coordinated action:

  1. Immediate assessment of the situation, affected travellers, and available resources
  2. Activation of crisis management teams with clearly defined roles and communication channels
  3. Traveller location verification and welfare checks to establish who requires assistance
  4. Coordination with local resources, including embassies, medical facilities, and security providers
  5. Family liaison and stakeholder communication to manage information flow and organisational reputation
  6. Incident documentation capturing timeline, decisions, and lessons for future improvement

The 2017 Manchester terrorist attack case study demonstrates how rapid traveller location and communication protocols can make the difference between chaos and a controlled response during mass casualty events.

Partnering with Specialist Providers

Complex situations often exceed internal capabilities, requiring engagement with external security specialists. Travel Safety & Journey Management services provide the expertise, local knowledge, and resources necessary to manage high-risk movements and emergency extractions.

These partnerships should be established during peacetime rather than in the middle of a crisis. A travel risk manager must vet providers, understand their capabilities, and integrate them into response plans before incidents occur.

Training and Culture Development

Technology and policies prove worthless if travellers lack the awareness and skills to utilise them effectively. Progressive travel risk managers invest heavily in building a security-conscious culture.

Traveller Preparation Programmes

Effective training encompasses multiple formats and audiences:

Training Type Target Audience Key Content
General Awareness All business travellers Basic security principles, policy overview, technology usage
Destination-Specific Briefings Travellers to high-risk locations Threat landscape, cultural considerations, emergency procedures
High-Risk Environment Training Frequent travellers to complex zones Situational awareness, hostile environment response, medical skills
Executive Protection Briefings Senior leadership and high-value individuals Personal security measures, protective surveillance awareness

Security Magazine's best practices guide emphasises that training must be engaging and relevant to achieve genuine behavioural change rather than mere compliance.

Building Organisational Resilience

Beyond individual traveller preparation, the travel risk manager must develop institutional resilience through:

Regular simulation exercises test crisis response procedures and identify capability gaps. Knowledge management systems capture lessons from incidents and near-misses. Cross-functional collaboration ensures alignment between security, human resources, legal, and operational teams. Leadership engagement, securing executive support and resources for the travel risk programme.

Regulatory Compliance and Duty of Care

The legal landscape surrounding corporate travel has tightened considerably, with organisations facing potential liability for failing to adequately protect employees. The travel risk manager serves as the primary guardian against these exposures.

Understanding Duty of Care Obligations

Duty of care represents both a moral imperative and a legal requirement. Organisations must take reasonable steps to protect employees from foreseeable harm. As discussed in GBTA's analysis of duty of care, this obligation extends across the entire travel lifecycle.

Failure to meet these obligations can result in:

  • Civil liability if employees suffer harm due to inadequate risk management
  • Criminal prosecution in jurisdictions with corporate manslaughter laws
  • Regulatory sanctions from industry-specific oversight bodies
  • Reputational damage affecting stakeholder confidence and employee retention

Documentation and Audit Trails

Demonstrating compliance requires meticulous record-keeping. A travel risk manager must maintain:

Risk assessments documenting the rationale for approving or restricting travel. Traveller acknowledgements confirming receipt of briefings and acceptance of security protocols. Incident reports capture response actions and decision-making processes. Training records proving that employees received appropriate preparation. Policy reviews evidencing regular updates aligned with evolving threats and regulations.

Measuring Effectiveness and Continuous Improvement

Effective travel risk managers adopt a data-driven approach to programme evaluation and enhancement. Success metrics must capture both outcomes and process quality.

Key Performance Indicators

Quantitative measures provide objective assessments of programme effectiveness:

  • Incident frequency rates track the number of security, health, or safety events per thousand travel days
  • Response time metrics measuring the speed of crisis activation and traveller contact
  • Compliance rates indicate the percentage of travellers completing required briefings and check-ins
  • Policy adherence monitoring unauthorised travel or security protocol violations
  • Cost per traveller evaluating programme efficiency and resource allocation

However, quantitative data alone present an incomplete picture. The absence of incidents may reflect effective prevention or be a matter of fortunate circumstances.

Qualitative Assessment and Stakeholder Feedback

Balanced evaluation incorporates qualitative insights:

  1. Traveller satisfaction surveys assessing whether security measures enhance or impede business effectiveness
  2. Executive confidence levels gauge leadership trust in the programme
  3. Peer benchmarking, comparing practices and outcomes against industry standards
  4. Post-incident reviews analysing response effectiveness and identifying improvement opportunities
  5. External audits securing independent validation of capabilities and compliance

Mesh Payments' discussion of essential strategies highlights how leading organisations integrate these metrics into continuous improvement cycles.

Emerging Challenges and Future Considerations

The travel risk manager's role continues to evolve in response to shifting global dynamics. Several emerging challenges demand attention in 2026 and beyond.

Climate Change and Environmental Risks

Extreme weather events, rising sea levels, and resource scarcity increasingly affect travel safety. Destinations previously considered low-risk now face flooding, wildfires, or infrastructure collapse. Travel risk managers must integrate climate projections into long-term planning and develop protocols for environmental emergencies.

Geopolitical Fragmentation

The multipolar world order creates unpredictable security environments. Trade tensions, sanctions regimes, and diplomatic disputes can rapidly transform stable destinations into high-risk zones. Continuous monitoring and scenario planning become essential capabilities.

Technology Dependencies and Vulnerabilities

Whilst technology enables sophisticated risk management, it also creates dependencies. Cyberattacks, communications blackouts, or data breaches can cripple traveller-tracking and crisis-response systems. Travel risk managers must develop analogue backup procedures and cybersecurity protocols.

Mental Health and Wellbeing

The psychological impact of high-risk travel and prolonged deployments is increasingly recognised. Travel risk managers must expand their duty of care perspective beyond physical security to encompass mental health support, stress management, and post-incident counselling.

Integration with Broader Security Strategies

Travel risk management cannot operate in isolation. The most effective programmes integrate seamlessly with broader organisational security capabilities, including physical security, information protection, and business continuity planning.

This integration ensures consistent risk appetite across domains, efficient resource allocation, and coordinated responses during complex incidents that affect multiple security disciplines. For organisations operating in particularly challenging environments, the travel risk manager may work closely with specialists providing operational support and embedded security personnel.

Building Internal Networks

Cross-functional collaboration amplifies programme effectiveness:

  • Human resources for employee screening, medical fitness assessments, and wellbeing support
  • Legal teams ensuring policy compliance and managing liability exposures
  • Finance departments controlling travel budgets and insurance programmes
  • IT security protects data and communications during travel
  • Communications professionals managing stakeholder messaging during crises

Regular engagement with these stakeholders builds institutional buy-in and ensures the travel risk programme receives necessary resources and executive attention.

Professional Development and Industry Standards

As the profession matures, travel risk managers increasingly pursue formal qualifications and certifications. Industry bodies offer credentials in security management, crisis response, and risk assessment that provide both knowledge and professional credibility.

Continuous learning proves essential given the dynamic threat landscape. Effective practitioners engage with:

Professional associations provide networking, information sharing, and best-practice guidance. Industry conferences offering insights into emerging threats and technological solutions. Academic research examining the psychology of risk perception and decision-making under stress. Peer networks enabling confidential discussion of challenges and lessons learned.

The travel risk manager's role has evolved from administrative oversight to strategic leadership, requiring expertise across security, intelligence, crisis management, and compliance. As organisations navigate an increasingly volatile world, those who invest in comprehensive travel risk management programmes protect both their people and their operational resilience. Alma Risk provides the intelligence, expertise, and global capabilities organisations need to manage travel risks effectively, from pre-departure planning through crisis response and beyond.

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